Saturday, October 10, 2015

How to put $500 into your pocket after buying a new furnace


I bought my home less than a year ago . It's an older home , built in 1965. But most houses in my area are . There hasn't been many updates since it was built . I've done a little here and there . Recently I bought a new oil furnace . Because the one in my home caught fire and was no longer able to use . About $6,000 later it works great , I'm warm and safe again . 
I then called Efficiency VT ( I live in VT , you should check your area ) about savings and rebates . The lady told me to fill out the rebate form online and send it in . So I did . A check was mailed back to me for the amount of $500. 
I also asked about the other improvements I've made to the house . I will be able to get rebates for them too . A new dishwasher , new washer / dryer, hot water tank , lights and bulbs . Check your local area or state to see if you can qualify for home improvement .

Sunday, August 30, 2015

How to save big money on wedding or back yard tents


I spent the wkd in Massachuets . At a birthday party for my best friend's daughter . In their back yard was a huge tent . Normal price tag just to rent it could range up to $1,000 or more . My best friend found it on Craigslist in NH at $135. Plus 2 fold out tables & chairs . That's a huge savings that can be reused many times .

Saturday, August 22, 2015

How to find living room furniture for free


I just put this great piece in my upstairs living room . That is currently open & no piece of furniture lives there . Until now . I got this from people that were looking to down size & retire . They gave it to me for free . Even better it matches the green I have in that room . 

Friday, August 14, 2015

Save additional money off your next vehicle repair


Ask for warrantied parts . If your alternator or battery , even electrical items die replace it with a warrantied part to save attentional cost down the road if the same problem happens. 
 Ask the dealership you bought your vehicle from if they give a discount for repairs . My dealership gives 10% off . 
 Learn how or know someone that knows mechanical work . I don't know a lot of mechanical work but I do know simple things . For instance how to put a battery in . 
 Many mechanics can over charge if you don't know what is going on . Make sure you know the cost & ask someone you know for advice if you are unsure . I am lucky enough to work with all guys . Whenever I need a male answer it's there . 

Saturday, August 1, 2015

Make up to $400 in 10 minutes

Clothes Dryer Rebates:

Efficiency Vermont offers a $50 and $400 rebate on ENERGY STAR® certified clothes dryers.

Eligibility and terms of promotion:

  • Valid for purchases made between 6/1/15 – 12/31/15. All rebate requests must be postmarked no later than 1/31/16.
  • The dryers eligible for the $50 rebate are ENERGY STAR certified. The dryers eligible for the $400 received the U.S. Environmental Protection Agency’s (EPA) 2014 ENERGY STAR Emerging Technology Award, an award given to products that meet rigorous performance criteria and achieve significant energy savings in select categories each year.

Look at your new appliances and apply for a rebate from efficiency VT . I applied for a washer / dryer rebate . I should get $100 back . 


How I paid $3.37 for groceries without coupons

I bought my groceries all on sale this week . It took a few extra minutes to find the store brand deals but it was worth it . When I cashed out I used my loyalty card . That racks up points , accumulated over time . It brought my balance down to under $5. That made my day 

Sunday, July 19, 2015

How I found free home decor items this week .


I grabbed all of these pieces from yard sales at the end of their day . Bed set , curtains , 2 lamps , vases, a tray , candles & a couple holders . 

Save money on your every item on your grocery list


There are many online coupon sites to pick from today . They all help us pinch pennies with the ever growing prices for food . Here are some that I like 

Saturday, July 18, 2015

How to find a living room set for $40


I went to Goodwill yesterday . Just to browse . I found a couch , love seat & chairs . For under $50 . And in good condition . I only have to shampoo them . 

Get workout clothes for a dollar a piece


I bought 2 pairs of yoga pants at Goodwill . They had a red tag sale that means it was $1.00 a piece . 

How I made a thank you gift for $1.66

My vehicle died last week. The alternator & battery gave out . Luckily I wasn't stranded in the middle of no where . But had to get rides to work & home . I made homemade donuts for everyone that helped me . 

Sunday, July 12, 2015

Garage sale secrets to have success


Hold a theme - moving sale or outdoor gear sale

Schedule it right - make sure you are not one of 100 in town unless you are attending a town wide sale .

Team up- with others or town wide sales 

Advertise- FB, Craigslist , EBAY classifieds, garage sale hunter , and classic newspaper 

Be prepared- put stuff out that people might want or need .

Organize it - make it look like a store , price accordingly 

Get comfortable - get a chair , be friendly to people 

Be safe- don't let people in your home for either to use the bathroom or anything else . And lock up your money in a box or have someone attending it . 


Sunday, July 5, 2015

How I went on a road trip for under a $100



I went to Cape Elizabeth , Maine this wkd . Yes 4th of July wkd . A full tank of gas cost me $40, lunch $21.00, site seeing / miscellaneous $8. 
I drove 3 hours from my house and toured the island for a day . On the way I stopped at yard sales , scenic views , drove through towns I've never been & had fun just getting away for a day . 


B1G1 with high value coupon

B1 Head & Shoulders shampoo G1 free after coupon in today's Sunday paper . 

Tuesday, June 30, 2015

Macy's 4th of July sale


Save money by learning how to cut your own hair


My siblings ( above my sister ) learned how to cut their own hair . That is a $60 savings or more . My sister watched YouTube videos and mastered her layered hair . Definately don't try if you're not confidient . It will ruin your look . 
Here's some help
YouTube.com/saywink 

Clearance at A&F

http://m.abercrombie.com/shop/us/womens-clearance?cmp=SOC%3AANF_DTC_US_FBK_PMO_FMLMLSale5070ShortsGenderEssentials

Going green on a budget

Weather it's organic farming or solar energy . Going green became more than just a trend for most people ; it's a lifestyle . And with that lifestyle it is expensive . With some research I've found some places to help your budget .
 I found links for organic coupons online , rebates for energy star appliances & tax deductions for solar power . 
 If you are eating healthy organic foods try : whole foods.com , mambo sprouts, and earth fare for coupons . As well as your local Sunday news paper coupons . A lot of the Sunday coupons have increased to healthy foods . 
 Solar power can be expensive to install . When it's not running you will need a generator for electricity . In my state of Vt home owners can get a tax deduction for solar energy or get paid to have a wind mill . I don't know if I'd like a huge wind mill in my back yard . If you have enough land and don't mind the noise , that option might be for you . Go online and research it before making that big decision . 
 When I moved into my home last winter I looked into a new furnace down the road . I discovered rebates my state offeres for new , more efficient models . I can get $500 back . Also any energy star appliance could qualify for $100 rebate . 






Monday, June 29, 2015

How I made money for gas this week when my bank account reads $0


I sold a table I've had sitting in my garage. I put enough money in my pocket for gas in my vehicle and had a little extra . 

Sunday, June 28, 2015

How to save on visits to the vetanarian


 This is one of my cats , Lily . She has behavior issues once in awhile and I would have to take her to the vet and spent $75 or more for a 15 minute visit . To give her a shot and have the doctor tell me what might be wrong with her . 
 In my area ( you would need to research if you have this available ) there are clinics at animal shelters that are held for pet owners to bring their animals in and either get them fixed or shots . They also have forms you can fill out to go to your regular pet's doctor . Most of the next visit could be 100% covered or pay half . I brought my other cat to one of the clinics to get her spade . I only had to pay $45 . Opposed to $145 I had to shall out for Lily . Ask your local animal shelter or even vetanarian if there are programs in your area . Keep your animals healthy as well as your wallet . 

How to budget and save when there are 5 weeks in a month

The month of July ( 2015) there are 5 weeks . Which means for myself , 5 paychecks . I start off like any month with my first round of bills . I pay my vehicle , electric , trash , landscaper , and insurance in the first 2 weeks . Then I pay my mortgage the rest of the month . The extra week will help me save money for extra upcoming bills or put it into a fund so when I need it . 
I've had 5 pay checks in a month many times . The extra money coming in always helps . Sometimes I've had it come up when my vehicle would break . Instead of getting money out of my savings I had the extra paycheck that luckily covered it . 
Take your calendar out or what other form you use to budget . And do what you'd normally do in a 4 week month . Use the extra money wisely so later your budget isn't off track and you can breathe easy . 

How to get free furniture


This is an ad I found on a buy/sell/ trade group on FB in my area . A lady is moving and needs her bed to go . She is asking $0 for it . If you don't mind some used furniture this is a great option to get furniture . 

Thursday, June 25, 2015

Kate's Money Saving Tips: 75% off

Kate's Money Saving Tips: 75% off: Bath and Body works deal

Kate's Money Saving Tips: 12 ways I live frugally

Kate's Money Saving Tips: 12 ways I live frugally: Brown bag lunch opposed to vending machines . For obvious reasons I rather bring a lunch to work than eating unhealthy , over priced vending...

Kate's Money Saving Tips: Motivate Monday

Kate's Money Saving Tips: Motivate Monday: Beginning of the week make a plan and stick with it . Have your budget , meal plan and activities ready to go . It makes my life easier ever...

Kate's Money Saving Tips: Do I smell bacon ?

Kate's Money Saving Tips: Do I smell bacon ?: Free from the Dollar tree after coupon

Kate's Money Saving Tips: Throwback fragrances at only $4

Kate's Money Saving Tips: Throwback fragrances at only $4: At Bath and body works

Kate's Money Saving Tips: Anniversary sale at Nordstrom

Kate's Money Saving Tips: Anniversary sale at Nordstrom: nordstrom.com   nordstromrack.com

Kate's Money Saving Tips: Moms peach pie

Kate's Money Saving Tips: Moms peach pie: Ingredients  6 cups sliced peeled ripe peaches 1/4 cup packed brown sugar 3 tablespoons all-purpose flour 1 teaspoon lemon juice 1/2 teaspoo...

Kate's Money Saving Tips: German sweet chocolate pie

Kate's Money Saving Tips: German sweet chocolate pie: 1 pkg Bakers sweet German sweet chocolate  1/3 c milk  1 pkg cream cheese  2 tbs sugar  3 1/2 whip cream ( in the tub ) 1 prepared crumb cru...

Kate's Money Saving Tips: Summer sale at A&F

Kate's Money Saving Tips: Summer sale at A&F: https://www.facebook.com/abercrombie/posts/10152791222885378

Kate's Money Saving Tips: Kids play and learn class at Gymboree for free

Kate's Money Saving Tips: Kids play and learn class at Gymboree for free: http://www.gymboreeclasses.com/en/classes/gymboree-play-learn/

Kate's Money Saving Tips: Yankee Candle sale

Kate's Money Saving Tips: Yankee Candle sale: https://www.facebook.com/events/408750919325757/   yankeecandle.com

Kate's Money Saving Tips: Today only at Michael's

Kate's Money Saving Tips: Today only at Michael's: michaels.com

Kate's Money Saving Tips: Get ready for the 4th of July at Lowes

Kate's Money Saving Tips: Get ready for the 4th of July at Lowes: lowes.com

Kate's Money Saving Tips: Nail polish for .35c at Dollar General

Kate's Money Saving Tips: Nail polish for .35c at Dollar General: dollargeneral.com

Kate's Money Saving Tips: Sears home appliances 40% off

Kate's Money Saving Tips: Sears home appliances 40% off: https://www.facebook.com/SearsHTSLittletonNH/posts/920288841364356

Kate's Money Saving Tips: Kohls $10 off coupon

Kate's Money Saving Tips: Kohls $10 off coupon: $10 OFF when you spend $30 or more in store and online with PROMO CODE  FBJUNE10 Ends June 28. See below for details and exclusions....

Kate's Money Saving Tips: Aeropostale coupon

Kate's Money Saving Tips: Aeropostale coupon: aeropostale.com

Today only at Old navy . Dresses $8

Aeropostale coupon

Kohls $10 off coupon

Kohls.com
$10 OFF
when you spend $30 or more
in store and online with
PROMO CODE FBJUNE10
Ends June 28. See below for details and exclusions.

PIN 3125
OFFER VALID FOR ONE-TIME USE Thursday June 25–Sunday June 28 IN STORE & ONLINE. ONE COUPON PER CUSTOMER.
$10 coupon valid on a minimum $30 pre-tax purchase with any tender type. Offer is nontransferable and must be presented at time of in-store purchase or Promo Code must be entered at Kohls.com to receive discount. Offer can be combined with other offers. $10 coupon will be applied prior to percent-off total purchase discounts. Offer cannot be redeemed for cash. No cash back. Offer not valid on the following merchandise: Gift Card purchases; Kohl's Cares® cause merchandise or other charitable items; prestige brands of cosmetics, skincare and select prestige brands of fragrance; select electronics/electrics; consumables; Nike merchandise; select online-exclusive merchandise; and products sold by Wayfair on kohls.com. For a complete list of these merchandise exclusions, go to Kohls.com/exclusions or look for signs in our stores. Offer also not valid on price adjustments on prior purchases; payment on a Kohl's Charge account; taxes, shipping and/or handling fees. Photocopies or duplicates not accepted. Only one coupon per customer. Return value of merchandise purchased with $10 coupon will be subject to adjustment. See store for details.

Tuesday, June 23, 2015

Kids play and learn class at Gymboree for free


Summer sale at A&F


German sweet chocolate pie

1 pkg Bakers sweet German sweet chocolate 
1/3 c milk 
1 pkg cream cheese 
2 tbs sugar 
3 1/2 whip cream ( in the tub )
1 prepared crumb crust 

Microwave chocolate and 2 tablespoons of milk in a bowl . For 2 minutes or until chocolate is melted . 
Beat in cream cheese , sugar and milk until blended . Refridgerate to cool , about 10 minutes . 
Stir in whipped topping gently until smooth . Spoon onto crust . 

Moms peach pie


Ingredients 
  • 6 cups sliced peeled ripe peaches
  • 1/4 cup packed brown sugar
  • 3 tablespoons all-purpose flour
  • 1 teaspoon lemon juice
  • 1/2 teaspoon grated lemon peel
  • 1/2 teaspoon ground cinnamon
  • TOPPING:
  • 1 cup all-purpose flour
  • 1 cup sugar
  • 1 teaspoon baking powder
  • 1/4 teaspoon salt
  • 1/4 teaspoon ground nutmeg
  • 1 egg, lightly beaten
  • 1/2 cup butter, melted and cooled
  • Vanilla ice cream, optional

  1. Preheat oven to 375°. Place peaches in a greased shallow 2-1/2-qt. baking dish. In a small bowl, combine brown sugar, flour, lemon juice, peel and cinnamon; sprinkle over the peaches.
  2. Combine flour, sugar, baking powder, salt and nutmeg. Stir in egg until the mixture resembles coarse crumbs. Sprinkle over the peaches. Pour butter evenly over topping.
  3. Bake 35-40 minutes. Serve with ice cream if desired. Yield: 10-12 servings.