Saturday, October 10, 2015
I bought my home less than a year ago . It's an older home , built in 1965. But most houses in my area are . There hasn't been many updates since it was built . I've done a little here and there . Recently I bought a new oil furnace . Because the one in my home caught fire and was no longer able to use . About $6,000 later it works great , I'm warm and safe again .
I then called Efficiency VT ( I live in VT , you should check your area ) about savings and rebates . The lady told me to fill out the rebate form online and send it in . So I did . A check was mailed back to me for the amount of $500.
I also asked about the other improvements I've made to the house . I will be able to get rebates for them too . A new dishwasher , new washer / dryer, hot water tank , lights and bulbs . Check your local area or state to see if you can qualify for home improvement .
Sunday, August 30, 2015
I spent the wkd in Massachuets . At a birthday party for my best friend's daughter . In their back yard was a huge tent . Normal price tag just to rent it could range up to $1,000 or more . My best friend found it on Craigslist in NH at $135. Plus 2 fold out tables & chairs . That's a huge savings that can be reused many times .
Saturday, August 22, 2015
I just put this great piece in my upstairs living room . That is currently open & no piece of furniture lives there . Until now . I got this from people that were looking to down size & retire . They gave it to me for free . Even better it matches the green I have in that room .
Friday, August 14, 2015
Ask for warrantied parts . If your alternator or battery , even electrical items die replace it with a warrantied part to save attentional cost down the road if the same problem happens.
Ask the dealership you bought your vehicle from if they give a discount for repairs . My dealership gives 10% off .
Learn how or know someone that knows mechanical work . I don't know a lot of mechanical work but I do know simple things . For instance how to put a battery in .
Many mechanics can over charge if you don't know what is going on . Make sure you know the cost & ask someone you know for advice if you are unsure . I am lucky enough to work with all guys . Whenever I need a male answer it's there .
Saturday, August 1, 2015
Efficiency Vermont offers a $50 and $400 rebate on ENERGY STAR® certified clothes dryers.
Eligibility and terms of promotion:
- Valid for purchases made between 6/1/15 – 12/31/15. All rebate requests must be postmarked no later than 1/31/16.
- The dryers eligible for the $50 rebate are ENERGY STAR certified. The dryers eligible for the $400 received the U.S. Environmental Protection Agency’s (EPA) 2014 ENERGY STAR Emerging Technology Award, an award given to products that meet rigorous performance criteria and achieve significant energy savings in select categories each year.
Look at your new appliances and apply for a rebate from efficiency VT . I applied for a washer / dryer rebate . I should get $100 back .
Sunday, July 19, 2015
There are many online coupon sites to pick from today . They all help us pinch pennies with the ever growing prices for food . Here are some that I like
Saturday, July 18, 2015
Sunday, July 12, 2015
Hold a theme - moving sale or outdoor gear sale
Schedule it right - make sure you are not one of 100 in town unless you are attending a town wide sale .
Team up- with others or town wide sales
Advertise- FB, Craigslist , EBAY classifieds, garage sale hunter , and classic newspaper
Be prepared- put stuff out that people might want or need .
Organize it - make it look like a store , price accordingly
Get comfortable - get a chair , be friendly to people
Be safe- don't let people in your home for either to use the bathroom or anything else . And lock up your money in a box or have someone attending it .
Thursday, July 9, 2015
Monday, July 6, 2015
Dollar tree & Family dollar are working together to become one . All I can think of is better savings .
Sunday, July 5, 2015
I went to Cape Elizabeth , Maine this wkd . Yes 4th of July wkd . A full tank of gas cost me $40, lunch $21.00, site seeing / miscellaneous $8.
I drove 3 hours from my house and toured the island for a day . On the way I stopped at yard sales , scenic views , drove through towns I've never been & had fun just getting away for a day .
Friday, July 3, 2015
I went fishing & took pictures along the river . Just relaxed . Took in the nice weather VT had today . ( for once this summer ).
Wednesday, July 1, 2015
Tuesday, June 30, 2015
My siblings ( above my sister ) learned how to cut their own hair . That is a $60 savings or more . My sister watched YouTube videos and mastered her layered hair . Definately don't try if you're not confidient . It will ruin your look .
Here's some help
I found links for organic coupons online , rebates for energy star appliances & tax deductions for solar power .
If you are eating healthy organic foods try : whole foods.com , mambo sprouts, and earth fare for coupons . As well as your local Sunday news paper coupons . A lot of the Sunday coupons have increased to healthy foods .
Solar power can be expensive to install . When it's not running you will need a generator for electricity . In my state of Vt home owners can get a tax deduction for solar energy or get paid to have a wind mill . I don't know if I'd like a huge wind mill in my back yard . If you have enough land and don't mind the noise , that option might be for you . Go online and research it before making that big decision .
When I moved into my home last winter I looked into a new furnace down the road . I discovered rebates my state offeres for new , more efficient models . I can get $500 back . Also any energy star appliance could qualify for $100 rebate .
Monday, June 29, 2015
I sold a table I've had sitting in my garage. I put enough money in my pocket for gas in my vehicle and had a little extra .
Sunday, June 28, 2015
This is one of my cats , Lily . She has behavior issues once in awhile and I would have to take her to the vet and spent $75 or more for a 15 minute visit . To give her a shot and have the doctor tell me what might be wrong with her .
In my area ( you would need to research if you have this available ) there are clinics at animal shelters that are held for pet owners to bring their animals in and either get them fixed or shots . They also have forms you can fill out to go to your regular pet's doctor . Most of the next visit could be 100% covered or pay half . I brought my other cat to one of the clinics to get her spade . I only had to pay $45 . Opposed to $145 I had to shall out for Lily . Ask your local animal shelter or even vetanarian if there are programs in your area . Keep your animals healthy as well as your wallet .
I've had 5 pay checks in a month many times . The extra money coming in always helps . Sometimes I've had it come up when my vehicle would break . Instead of getting money out of my savings I had the extra paycheck that luckily covered it .
Take your calendar out or what other form you use to budget . And do what you'd normally do in a 4 week month . Use the extra money wisely so later your budget isn't off track and you can breathe easy .
Saturday, June 27, 2015
Thursday, June 25, 2015
Kate's Money Saving Tips: Throwback fragrances at only $4: At Bath and body works
Kate's Money Saving Tips: Anniversary sale at Nordstrom: nordstrom.com nordstromrack.com
Kate's Money Saving Tips: German sweet chocolate pie: 1 pkg Bakers sweet German sweet chocolate 1/3 c milk 1 pkg cream cheese 2 tbs sugar 3 1/2 whip cream ( in the tub ) 1 prepared crumb cru...
Kate's Money Saving Tips: Kids play and learn class at Gymboree for free: http://www.gymboreeclasses.com/en/classes/gymboree-play-learn/
Kate's Money Saving Tips: Sears home appliances 40% off: https://www.facebook.com/SearsHTSLittletonNH/posts/920288841364356
when you spend $30 or more
|in store and online with|
|PROMO CODE FBJUNE10|
|Ends June 28. See below for details and exclusions.|
OFFER VALID FOR ONE-TIME USE Thursday June 25–Sunday June 28 IN STORE & ONLINE. ONE COUPON PER CUSTOMER.
$10 coupon valid on a minimum $30 pre-tax purchase with any tender type. Offer is nontransferable and must be presented at time of in-store purchase or Promo Code must be entered at Kohls.com to receive discount. Offer can be combined with other offers. $10 coupon will be applied prior to percent-off total purchase discounts. Offer cannot be redeemed for cash. No cash back. Offer not valid on the following merchandise: Gift Card purchases; Kohl's Cares® cause merchandise or other charitable items; prestige brands of cosmetics, skincare and select prestige brands of fragrance; select electronics/electrics; consumables; Nike merchandise; select online-exclusive merchandise; and products sold by Wayfair on kohls.com. For a complete list of these merchandise exclusions, go to Kohls.com/exclusions or look for signs in our stores. Offer also not valid on price adjustments on prior purchases; payment on a Kohl's Charge account; taxes, shipping and/or handling fees. Photocopies or duplicates not accepted. Only one coupon per customer. Return value of merchandise purchased with $10 coupon will be subject to adjustment. See store for details.
Wednesday, June 24, 2015
Tuesday, June 23, 2015
1/3 c milk
1 pkg cream cheese
2 tbs sugar
3 1/2 whip cream ( in the tub )
1 prepared crumb crust
Microwave chocolate and 2 tablespoons of milk in a bowl . For 2 minutes or until chocolate is melted .
Beat in cream cheese , sugar and milk until blended . Refridgerate to cool , about 10 minutes .
Stir in whipped topping gently until smooth . Spoon onto crust .