Wednesday, April 30, 2014
I chip in every year and clean up around work (plus I get over time ) . I noticed today along the side of the road traveling to work , many bottles . I know 2 people that collect bottles everyday and it helps them pay for gas . One even saves up enough to have gas $$$ travel . My Dad works at a school and he collects the kids bottles he finds . He gets enough that it adds up to over $100 . I thought what a great idea to help put $$ in your pocket and clean up the environment .
Tuesday, April 29, 2014
Monday, April 28, 2014
Sunday, April 27, 2014
Saturday, April 26, 2014
Tourists spots such as Lake George, NY can be over priced. I went 4 years ago before the season started. I spent under $500 for 4 days . Go online and find lodging . The website will show the times when the season starts every year and what's available ( or you can call). I spent $175 for 4 days off season. While checking in I picked up brochures of things to do in the area & asked about the local resturarants . One cafe had local music & food . You bring drinks . GPS helped me find a local deli that had the best pizza & grinders . And online I found a hole in the wall type seafood restaurant . It had huge lobster and best thing was the price was lowered because it was off season .
Near by towns had museums or gorges . Even travelled to Fort Ticonderoga ( that was the most expensive and nothing exciting). I also landed on these great yard sales ! One lady had just bought a home on the lake & didn't like the furniture or knick knacks . She had a brand new white sectional couch for $20. A dining room set , bedroom furniture , paintings , etc for waaaayyyyy under the price of buying it new in store . I told myself next time I would drive a truck down .
I was able to drive instead of booking a plane ticket . If you're in driving distance it's fun to look at all the towns during your trip and find places or things along the way .
Friday, April 25, 2014
I always seem to pay all my bills on time and find ways to pull $$$ out of no where when I absolutely need it . I have 2 different savings accounts , one is a line of credit of $500, another is $1,000 that I can't touch ( unless in dire need ) . Both of these accounts help my credit every month and when I need an extra boost I have it . My line of credit has saved me on more than one occasion , and I can pay $75/ mo on it or pay it all back in a month . I usually pay it back in a week or two. It's always good to have something to fall back on even if it's just to get you through the week.
I can't tell you how much EBAY is great ! I find so many deals for under $20 it's unbelievable . Most of my closet is from EBAY . I like name brand clothes for the same price people would go to Walmart or the thrift store to get . The best part is when it arrives and I see the price tag that was originally $50-400. And I paid hardly anything for it ! I bought a DKNY blouse a few months ago , the price tag was $69, I paid $6.27 ( with shipping ) . Amazing !!! I've even paid $.99 for a new pair of Steve Madden black heels for New Years . Sometimes even the used sections are barely worn . I've bought items that were worn once and the seller said they didn't like the color or it didn't fit right . Every day I can look my best from pocket change .
This item is from one of my favorite stores on EBAY . BHFO . This is a Free people dress for $1.29 .
Flea markets are kind of like yard sales , you can find all sorts of things for a reasonable price . And usually you can talk the seller down . Or if you need the extra cash , learn how to set up shop . My Dad did when I was growing up . He made a few thousand in a weekend.
Thursday, April 24, 2014
Wednesday, April 23, 2014
Tuesday, April 22, 2014
Monday, April 21, 2014
Sunday, April 20, 2014
Saturday, April 19, 2014
I had no idea how to fix a vehicle let alone check a battery . I always brought it to a garage that would charge outrageous amounts for a small job .
Then I had a incident where I was too broke to go to the garage and needed a battery changed ASAP . I walked all the way down the hill to Bond Auto parts bought a battery and walked all the way back up , in the dead of winter . I opened the hood and look at the set up for the old battery . Very simple . I took the old one out and replaced it with the new one . Any auto parts dealer will give you $15 back as well for a old battery.
Another time I had to replace the fan belt on my vehicle . I watched a how to video on YouTube that showed me exactly what to do and where it was located on the type of SUV I have . The belt was $50 and it took 5 minutes to put it in.
If I absolutely am not sure I am able to get a friend to help me and guide me through it . Or I save money by letting them change my oil . All I need to do is get the oil .& filter.
Mechanics charge an arm & leg for maintenance on the vehicles . And I have had plenty of them that don't even fix the problem , or give you another issue so you're likely to come back and shall out more money . I find it much easier and cost efficient to do it myself . And I now watch the people that fix my SUV so I know what's going on .
Find some guy friends that know how to work on vehicles or educate yourself .
Friday, April 18, 2014
I bought most of these items at Price chopper and total is $20. I had Alfredo sauce and pasta already at home . I bought a big family pack of chicken for $9 and change . To make the most out of it I sliced it length wise ( shown below) , to make 2 . The first dinner I made was crockpot chicken , I put the BBQ sauce and apricot jam together . I had rice and spinach at home to complete it . The 2nd meal I made baked ranch chicken and the garlic cheese noodles from Kraft. Place chicken in a ziploc bag , add ranch dressing , zip up bag and coat all the chicken . Then bread the chicken with seasoned bread crumbs . Bake at 350 for 20 or til done . I made stuffing for the side , corn and pasta . The last I cut the chicken length wise and cubed it . Cook it up in a fry pan . Cook a box of pasta , add chicken and Alfredo sauce . Mix it all together . Easy 3 meals !
Tuesday, April 15, 2014
Monday, April 14, 2014
Cut your cable ! I haven't had cable tv in a Years . I'm only home enough to eat & sleep , so it would be an expensive I rather spend on something rational . When I do watch tv it's online . There are several tv shows & movies you can pick from absolutely free or a small fee. I go to the direct channels ( abc, tlc, cw or cbs) , Hulu , or netflix . For kids Disney has games & movies as well as shows . Nickelodeon has the same option . I save about $70 a month .
Sunday, April 13, 2014
Saturday, April 12, 2014
Thursday, April 10, 2014
Today on the clearance rack I bought
Febreze stick on $.71c (5)
Granola bar box of 24 $2 (1)
Scotch brite botanical disinfectant wipes $1.38 (1)
Milk of magnesia $ .46 (1)
It really pays to look at the stores and see where the clearance is . I may go back and get more Febreze stickies .
When I grew up my family was super broke . Many days eating at grandmas house was the norm . My Dad has always had a knack for fixing up things and making something new . I remember he would go to the dump and find unused items or items that he could make a project out of . For instance he made a huge kitchen table from a table top and banister legs . And painted it . I also know people that find brand new in box stuff that someone will drop off but it hasn't made it to the trash yet. I know a couple that had a baby and got a new stroller in box at the dump . I'm not saying go trash picking by all means , check to see if items have been dropped off or check recycling .
Wednesday, April 9, 2014
What to do with expired coupons ? Don't throw them out ! The military families can use expired coupons up to 6 months . I have been looking for a legit web site to adopt a family overseas . Here's a link below from moneysakving mom.com
Every bit of money a child earns either from allowance or grandparents should go in a sort of savings . Either create one at the bank ( some offer kids special rewards ) or a piggy bank . And the next time you go shopping or out to dinner and your child ask to buy something they can pay for it themselves . If it's too expensive tell your child that it's going to have to wait until you earn more money . Offer tips on how to make up the difference . Like Dad needs his car cleaned out . It shows that money doesn't grow on trees and everything you want is earned . Plus they will like spying for things on their own .
Tuesday, April 8, 2014
Monday, April 7, 2014
Sunday, April 6, 2014
Credit card debt is the worst for many people . I have never had a credit card nor will I ever . I already know what I would do if I have one & it's not good . Here's some solutions to pay off debt .
5 meals under $10 that is kid friendly .
Spaghetti w/ meatballs
Add salad & bread to make the meal better . Still come out at $10
Tilapia and cooked zucchini & summer squash
Tilapia has a mild taste & super cheap . Kids will like it . And I love fried zucchini & summer squash . Even better if you grow it. I cook it in butter and garlic.
Hamburg / turkey
Taco kit ( use a coupon)
Pizza at home
Pizza sauce / spaghetti sauce
Fixings ( veggies or meat)
The great thing about this is the kids love to make their own pizza & it makes a ton
Cube steak w/ onion
Couscous and corn
Very healthy and everyone liked it . Add corn to the couscous when done . Yummy
1 pkg hamburg or turkey burger
16 oz container of sour cream
I pkg shredded cheddar
I container of Cresent rolls from Pillsbury
Onion ( optional )
Cook hamburger and onion .Add spaghetti sauce to hamburg after fully cooked . Put enough just to mix in . Set aside
In small bowl combine sour cream and cheddar . Then take out a casserole dish . Put hamburg in , then sour cream mixture . Line the top with Cresent rolls ( don't roll them up ) , butter top. Bake at 350 until rolls are golden brown . 10 minutes or so .
Saturday, April 5, 2014
Budgeting for myself is a major key to keep my bills paid & live . Every month I write down what I have to pay for & how much money I have til the next week. I always make sure the bills are paid and I have enough gas money for the week. I don't care about anything else . I have food in the cupboard & fridge from coupons . So when I absolutely can't spend a penny for the week I have a stockpile to live off of . If you have a big family you could consider meal planning too.
Friday, April 4, 2014
I don't have money to splurge on unnecessary items lately . Like clothes . But I always like wearing cute outfits & looking nice . What I've been doing is recreating new outfits from my closet . I paired a melon colored blouse with a everyday cardigan , jeans & leopard flats yesterday . Today I wore a peach wrap sweater , jeans and paisley printed flats. I also look for inspiration online ( like pinterest) to see if I already have an outfit I can put together without spending a penny.