Wednesday, December 31, 2014
Sunday, December 28, 2014
I have had old LBD for New Year's Eve . I spruced it up with a sparkly pin . H&M , Asos, Tibi , express , I have bought and find reasonably priced dresses. EBAY like I always say is your best bet. Renttherunway.com has dresses as low as $50. And you get high end designer without it staying in your closet forever, plus they do dry cleaning . Look on Pinterest or polovore for ideas if you can't pick one look . And ring in the new year under $ 50 for your outfit . You're going to need the extra money for drinks & food :)
Stores are clearing their racks for new inventory . January is a great month to find rock bottom prices on clothing . And semi-annual sales . Last year I went shopping to old navy , express & Victoria's Secret . I spent less than $100 and saved close to what I spent . Plus I received a coupon from old navy for $20 off.
Friday, December 19, 2014
Wednesday, December 10, 2014
1 c dried cranberries
1/4 c orange juice
1 1/2 c flour
1 1/2 c oats
1 tsp baking powder
1/4 tsp salt
3/4 c soften butter
1 1/2 c firmly packed brown sugar
4 squares Bakers semi- sweet chocolate ( chopped)
1/2 c planters pecan pieces
Preheat oven to 350. Combine cranberries and orange juice in a microwaveable bowl . Microwave for 30 seconds. Then let stand for 10 minutes . Then mix in rest of ingredients until well combined.
Spread dough into a 13x9 baking dish . Bake 20-22 minutes or until center is set .
1 pkg Bakers semi-sweet squares (8oz) pkg
1/4 tsp peppermint extract
1 sleeve Ritz crackers
1 peppermint candy cane ( crushed)
Double boil or microwave in a small bowl the Bakers chocolate . Stir until completely melted . Blend in peppermint extract .
Dip crackers into melted chocolate , completely coating crackers. Place onto wax paper. Sprinkle with crushed candy cane .
Refrigerate for 30 minutes.
Monday, December 8, 2014
Sunday, December 7, 2014
Monday, December 1, 2014
Saturday, November 29, 2014
Sunday, November 23, 2014
Bought my first home ! All on my own . Yay !! The price was $99,500. For a raised ranch home built in 1965. I offered $95,00, and sellers pay $2,500 at closing . It was accepted. I saved $8,000 in the last 2 years and brought that for closing costs . After closing I ended up paying a little over $93,000 for the home ( because the sellers contributed towards closing costs), and had money left over for 2 mortgage payments . I also got a credit for first time home buyer in the state of VT for $2,600. Yay !
Negotiate the price and always try to get sellers to help out at closing . You can also ask $3,000 more of the purchase price and sellers pay all of closing . Banks should already know that . There are also local and government programs to help you with down payment & closing ( if you qualify). Hud is one of them . If you live in my area ( Saint Johnsbury , VT) rural edge is a non-profit organization that has classes & people to work with you in the housing dept. USDA helps families with costs too. It helps to do your research & go to a home owners class. Most banks require the class these days anyway.
Write out your goal and start saving in a account from which you can't touch it . Like a cd savings . That's what I did . All on my own. With a car payment , rent , loan payment & heat + utilities . I got divorced 2 years ago and lost everything . The only thing I wanted back was my own home . Proud of where I am . Last year I was still going to court . Today I'm drama free , and feel at home again . It's a great feeling .
Saturday, November 15, 2014
Friday, November 14, 2014
Sunday, November 9, 2014
Saturday, October 25, 2014
Thursday, October 23, 2014
Friday, October 17, 2014
Monday, October 13, 2014
Friday, October 3, 2014
1 bag of cinnamon swirl bread ( cut into cubes )
In a seperate bowl mix : 2 eggs, 1 1/2 tbs vanilla, 1 tsp rum extract , 2 c milk , and wisk . Add Apple cinnamon instant oatmeal , 1/2 c brown sugar and 1/2 bag of sliced apples. Then add to bread mixture .
Put into a baking dish . Set for 30 minutes. Then bake at 350 for 20-30 minutes until moist like cake .
Tuesday, September 30, 2014
Sunday, September 21, 2014
1 container / 1 bag blackberries
3 tbs cornstarch
1 tbs lime juice
1/4 c cream soda
Stir together in a small pot on medium heat until it thickens . Then pour into a baking dish or soufflés .
1 pkg biscuit batter
( use cream soda to substitute water in biscuit batter ).
Mix as indicated on pkg
Scoop onto berry mixture.
Bake at 350 until biscuits are golden and berries are bubbly. About 15 - 20 minutes