Tuesday, June 30, 2015
Save money by learning how to cut your own hair
My siblings ( above my sister ) learned how to cut their own hair . That is a $60 savings or more . My sister watched YouTube videos and mastered her layered hair . Definately don't try if you're not confidient . It will ruin your look .
Here's some help
YouTube.com/saywink
Clearance at A&F
Going green on a budget
I found links for organic coupons online , rebates for energy star appliances & tax deductions for solar power .
If you are eating healthy organic foods try : whole foods.com , mambo sprouts, and earth fare for coupons . As well as your local Sunday news paper coupons . A lot of the Sunday coupons have increased to healthy foods .
Solar power can be expensive to install . When it's not running you will need a generator for electricity . In my state of Vt home owners can get a tax deduction for solar energy or get paid to have a wind mill . I don't know if I'd like a huge wind mill in my back yard . If you have enough land and don't mind the noise , that option might be for you . Go online and research it before making that big decision .
When I moved into my home last winter I looked into a new furnace down the road . I discovered rebates my state offeres for new , more efficient models . I can get $500 back . Also any energy star appliance could qualify for $100 rebate .
Monday, June 29, 2015
How I made money for gas this week when my bank account reads $0
I sold a table I've had sitting in my garage. I put enough money in my pocket for gas in my vehicle and had a little extra .
Sunday, June 28, 2015
How to save on visits to the vetanarian
This is one of my cats , Lily . She has behavior issues once in awhile and I would have to take her to the vet and spent $75 or more for a 15 minute visit . To give her a shot and have the doctor tell me what might be wrong with her .
In my area ( you would need to research if you have this available ) there are clinics at animal shelters that are held for pet owners to bring their animals in and either get them fixed or shots . They also have forms you can fill out to go to your regular pet's doctor . Most of the next visit could be 100% covered or pay half . I brought my other cat to one of the clinics to get her spade . I only had to pay $45 . Opposed to $145 I had to shall out for Lily . Ask your local animal shelter or even vetanarian if there are programs in your area . Keep your animals healthy as well as your wallet .
How to budget and save when there are 5 weeks in a month
I've had 5 pay checks in a month many times . The extra money coming in always helps . Sometimes I've had it come up when my vehicle would break . Instead of getting money out of my savings I had the extra paycheck that luckily covered it .
Take your calendar out or what other form you use to budget . And do what you'd normally do in a 4 week month . Use the extra money wisely so later your budget isn't off track and you can breathe easy .
How to get free furniture
This is an ad I found on a buy/sell/ trade group on FB in my area . A lady is moving and needs her bed to go . She is asking $0 for it . If you don't mind some used furniture this is a great option to get furniture .
Saturday, June 27, 2015
Kate's Money Saving Tips: Dollar tree coupons
Kate's Money Saving Tips: Dollar tree coupons: These I can use at Dollar tree . For free items
dollartree.com
dollartree.com
Friday, June 26, 2015
Thursday, June 25, 2015
Kate's Money Saving Tips: 12 ways I live frugally
Kate's Money Saving Tips: 12 ways I live frugally: Brown bag lunch opposed to vending machines . For obvious reasons I rather bring a lunch to work than eating unhealthy , over priced vending...
Kate's Money Saving Tips: Motivate Monday
Kate's Money Saving Tips: Motivate Monday: Beginning of the week make a plan and stick with it . Have your budget , meal plan and activities ready to go . It makes my life easier ever...
Kate's Money Saving Tips: Do I smell bacon ?
Kate's Money Saving Tips: Do I smell bacon ?: Free from the Dollar tree after coupon
Kate's Money Saving Tips: Anniversary sale at Nordstrom
Kate's Money Saving Tips: Anniversary sale at Nordstrom: nordstrom.com nordstromrack.com
Kate's Money Saving Tips: Moms peach pie
Kate's Money Saving Tips: Moms peach pie: Ingredients 6 cups sliced peeled ripe peaches 1/4 cup packed brown sugar 3 tablespoons all-purpose flour 1 teaspoon lemon juice 1/2 teaspoo...
Kate's Money Saving Tips: German sweet chocolate pie
Kate's Money Saving Tips: German sweet chocolate pie: 1 pkg Bakers sweet German sweet chocolate 1/3 c milk 1 pkg cream cheese 2 tbs sugar 3 1/2 whip cream ( in the tub ) 1 prepared crumb cru...
Kate's Money Saving Tips: Summer sale at A&F
Kate's Money Saving Tips: Summer sale at A&F: https://www.facebook.com/abercrombie/posts/10152791222885378
Kate's Money Saving Tips: Kids play and learn class at Gymboree for free
Kate's Money Saving Tips: Kids play and learn class at Gymboree for free: http://www.gymboreeclasses.com/en/classes/gymboree-play-learn/
Kate's Money Saving Tips: Yankee Candle sale
Kate's Money Saving Tips: Yankee Candle sale: https://www.facebook.com/events/408750919325757/ yankeecandle.com
Kate's Money Saving Tips: Sears home appliances 40% off
Kate's Money Saving Tips: Sears home appliances 40% off: https://www.facebook.com/SearsHTSLittletonNH/posts/920288841364356
Kate's Money Saving Tips: Kohls $10 off coupon
Kate's Money Saving Tips: Kohls $10 off coupon: $10 OFF when you spend $30 or more in store and online with PROMO CODE FBJUNE10 Ends June 28. See below for details and exclusions....
Kohls $10 off coupon
 | |||
| $10 OFF | |||
when you spend $30 or more
| |||
| in store and online with | |||
| PROMO CODE FBJUNE10 | |||
| Ends June 28. See below for details and exclusions. | |||
| |||
OFFER VALID FOR ONE-TIME USE Thursday June 25–Sunday June 28 IN STORE & ONLINE. ONE COUPON PER CUSTOMER.
$10 coupon valid on a minimum $30 pre-tax purchase with any tender type. Offer is nontransferable and must be presented at time of in-store purchase or Promo Code must be entered at Kohls.com to receive discount. Offer can be combined with other offers. $10 coupon will be applied prior to percent-off total purchase discounts. Offer cannot be redeemed for cash. No cash back. Offer not valid on the following merchandise: Gift Card purchases; Kohl's Cares® cause merchandise or other charitable items; prestige brands of cosmetics, skincare and select prestige brands of fragrance; select electronics/electrics; consumables; Nike merchandise; select online-exclusive merchandise; and products sold by Wayfair on kohls.com. For a complete list of these merchandise exclusions, go to Kohls.com/exclusions or look for signs in our stores. Offer also not valid on price adjustments on prior purchases; payment on a Kohl's Charge account; taxes, shipping and/or handling fees. Photocopies or duplicates not accepted. Only one coupon per customer. Return value of merchandise purchased with $10 coupon will be subject to adjustment. See store for details.
Wednesday, June 24, 2015
Tuesday, June 23, 2015
German sweet chocolate pie
1/3 c milk
1 pkg cream cheese
2 tbs sugar
3 1/2 whip cream ( in the tub )
1 prepared crumb crust
Microwave chocolate and 2 tablespoons of milk in a bowl . For 2 minutes or until chocolate is melted .
Beat in cream cheese , sugar and milk until blended . Refridgerate to cool , about 10 minutes .
Stir in whipped topping gently until smooth . Spoon onto crust .
Moms peach pie
Ingredients
- 6 cups sliced peeled ripe peaches
- 1/4 cup packed brown sugar
- 3 tablespoons all-purpose flour
- 1 teaspoon lemon juice
- 1/2 teaspoon grated lemon peel
- 1/2 teaspoon ground cinnamon
- TOPPING:
- 1 cup all-purpose flour
- 1 cup sugar
- 1 teaspoon baking powder
- 1/4 teaspoon salt
- 1/4 teaspoon ground nutmeg
- 1 egg, lightly beaten
- 1/2 cup butter, melted and cooled
- Vanilla ice cream, optional
- Preheat oven to 375°. Place peaches in a greased shallow 2-1/2-qt. baking dish. In a small bowl, combine brown sugar, flour, lemon juice, peel and cinnamon; sprinkle over the peaches.
- Combine flour, sugar, baking powder, salt and nutmeg. Stir in egg until the mixture resembles coarse crumbs. Sprinkle over the peaches. Pour butter evenly over topping.
- Bake 35-40 minutes. Serve with ice cream if desired. Yield: 10-12 servings.
Monday, June 22, 2015
Motivate Monday
Beginning of the week make a plan and stick with it . Have your budget , meal plan and activities ready to go . It makes my life easier every week when I do this . I'm less stressed out .
If Monday or any other day of the week you find yourself wanting to keep under the covers and not get up ? I have been there . I remind myself that I have bills to pay & I have to take care of my mom no matter what I feel . Just get up and do it .
Sunday, June 21, 2015
12 ways I live frugally
Brown bag lunch opposed to vending machines .
For obvious reasons I rather bring a lunch to work than eating unhealthy , over priced vending machine food .
Hefty cable bill
I haven't had cable in years . I still do watch the occasional tv show when I have 2 minutes to sit and watch one . I do it off the internet . And Netflix .
Stockpiling
When I can I stock up on what I need . When massive deals come around & I have coupons to match . I have tons of laundry soap I've paid less than $2 or free . Also pasta , baking ingredients , shampoo, body wash , meat , toliet paper ,etc . All have paid less than $5 or gotten for free .
Resisting every sale
Being realistic is key . You don't need a whole basement of paper towels because you can get them free . Or that dress that's on sale , but no where to wear it . Know what you need in advance .
Using coupons just because you have them
Same thing here . Be realistic . Every insert or bundle of coupons I get I go through to see if I can use it or anyone I know will . The rest of throw away .
Waste food
I've grown up old school . Eat everything on your plate no matter what . Now I still use those values . If I can't eat it I freeze it . I'm single & it's easy to eat half of something and eat left overs the next few days . Even save it for another week .
Research
I like to research almost anything . It's fun & I find all sorts of things I didn't know before . For instance ; I was able to get a new hot water tank installed for $30 a month . With a warranty . Normally I wound to have known that and would have to come up with $1,000 for one . I also find tons of freebies this way .
Couponing without buying tons of newspapers
I have asked the local store to save me their leftover Sunday papers . I also buy a bundle on EBAY for less price of a newspaper . Or online coupon sites .
Mechanic work
I am lucky enough to work with a ton of guys that know how to fix pretty much anything . If I need an oil change I get one of guys to do it . It cuts my cost in 1/2 from going to a garage . If you don't have that option make sure you know what you are fixing & what the cost should be . I've had plenty of bad experiences that if I do go to a mechanic I know what I am paying for and I watch my vehicle being worked on .
Learn to live without
I like going out and doing things like the next person . I have also learned to live without an trip or movie night if I don't have the money . I rather have my bills paid on time than having some fun that would throw my whole budget out of line .
Meal prep
Planning ahead for everything helps daily life run smooth . Meal planning & budgeting it out is a great way to save money .
Budget
Every month I already have my calendar out , and bills planned out every week . If it gets tight I can always sell something or raid my savings . Only for desperate needs though .
Saturday, June 20, 2015
Kate's Money Saving Tips: Mouth watering lobster roll
Kate's Money Saving Tips: Mouth watering lobster roll: Ingredients 1 pound cooked lobster meat cut into bite sized chunks ⅓ cup mayonnaise 2 teaspoons fresh lemon juice ¼ cup finely chopped celer...
Kate's Money Saving Tips: Birthdays , baby showers or just fun . Toys r us h...
Kate's Money Saving Tips: Birthdays , baby showers or just fun . Toys r us h...: Find the deals near you at Toys r us . Note : many people have complained about online shopping from this store . toysrus.com
Kate's Money Saving Tips: Take Dad out or family on a budget friendly advent...
Kate's Money Saving Tips: Take Dad out or family on a budget friendly advent...: Rent a boat or canoe & spend the day paddleing around . Even fish . Most rentals are less than $20. Where I live it's $10 for 3 hour...
Kate's Money Saving Tips: CVS money maker on Loreal eye shadows
Kate's Money Saving Tips: CVS money maker on Loreal eye shadows: After coupons & card at CVS cvs.com
Kate's Money Saving Tips: Make Dad's new favorite cupcake this weekend
Kate's Money Saving Tips: Make Dad's new favorite cupcake this weekend: Ingredients :1 1/4 cups cold whole milk 1 (3.4-ounce) box vanilla instant pudding and pie filling mix 1 tablespoon pure vanilla extract 12 p...
Kate's Money Saving Tips: Today only A&F shorts on sale
Kate's Money Saving Tips: Today only A&F shorts on sale: http://m.abercrombie.com/shop/us/womens-secret-sale/a-and-f-low-rise-short-shorts-4111586_01
Kate's Money Saving Tips: $3 hand soaps anyone ? At bath & body works
Kate's Money Saving Tips: $3 hand soaps anyone ? At bath & body works: Limited time offer get it while you can . bathandbodyworks.com
Kate's Money Saving Tips: Tuesday news report that will lead to big savings
Kate's Money Saving Tips: Tuesday news report that will lead to big savings: http://www.wsj.com/articles/gap-plans-to-close-stores-cut-jobs-1434399781 Gap stores plan to close . That means liquidation & blow out p...
Kate's Money Saving Tips: Start your week out on task for the remaining 7 da...
Kate's Money Saving Tips: Start your week out on task for the remaining 7 da...: Every week I sit down and write on my notebook what I need to do every day of the week . Either pay bills , run errands , take care if my mo...
Kate's Money Saving Tips: Home improvement at rock bottom prices
Kate's Money Saving Tips: Home improvement at rock bottom prices: I found this patio chair on clearance at Williston Liquidation center . Near my area. Find them on FB @ Williston liquidation center...
Kate's Money Saving Tips: Summer date night without damaging your wallet
Kate's Money Saving Tips: Summer date night without damaging your wallet: Music & wine . Better yet free . Who can beat that? #shelburnevineyard
Mouth watering lobster roll
Ingredients
- 1 pound cooked lobster meat cut into bite sized chunks
- ⅓ cup mayonnaise
- 2 teaspoons fresh lemon juice
- ¼ cup finely chopped celery (use tender inner stalks)
- 1 teaspoon chopped fresh parsley
- 2 teaspoons green tops from a scallion, minced fine
- 1 dash Sriracha hot sauce
- Pinch is salt
- Few grinds freshly ground black pepper
- Split-top hot dog rolls
- 2 tablespoons melted butter
- Optional - lettuce for serving.
Instructions
- Place the cooked lobster meat in large bowl.
- In a separate, smaller bowl combine the mayonnaise, lemon juice, celery, parsley, scallion, sriracha, and salt and pepper. Mix and taste for seasoning. Once you have the seasoning to your liking, add to the cooked lobster meat and mix.
- Brush both sides of rolls with butter and toast both sides in a medium fry pan over medium heat until nicely browned.
- Divide the lobster salad between each roll per your preference. Some serve lettuce under the lobster salad but we like it without, your choice.
Birthdays , baby showers or just fun . Toys r us has it
Find the deals near you at Toys r us . Note : many people have complained about online shopping from this store . 
toysrus.com
Friday, June 19, 2015
Take Dad out or family on a budget friendly adventure
Rent a boat or canoe & spend the day paddleing around . Even fish . Most rentals are less than $20. Where I live it's $10 for 3 hours .
Make Dad's new favorite cupcake this weekend
1 (3.4-ounce) box vanilla instant pudding and pie filling mix
1 tablespoon pure vanilla extract
12 pre-made cupcakes baked from a cake mix
1 cup heavy cream
1 (12-ounce) package semisweet chocolate morsels
1/4 cup powdered sugar, sifted
DirectionsWatch how to make this recipe
Combine milk, instant pudding mix, and vanilla extract in a large bowl. Beat mixture with a hand mixer for 2 minutes, or until it thickens. Place mixture in refrigerator for 15 minutes. Spoon filling into a pastry bag fitted with a medium-size plain tip. Fill cupcakes with vanilla pudding filling by inserting tip into top of cupcake and squeezing a couple of tablespoons of filling into each cupcake.
Heat cream in a small heavysaucepan over medium heat until bubbles appear around the edges. Remove from heat, add chocolate morsels to pan, and whisk until smooth. Spoon or drizzle glaze over cupcakes, or dunk the tops into the glaze. Refrigerate until set, at least 1 hour, before serving. Sprinkle with powdered sugar.i
Wednesday, June 17, 2015
$3 hand soaps anyone ? At bath & body works
Limited time offer get it while you can .
bathandbodyworks.com
bathandbodyworks.comTuesday, June 16, 2015
Tuesday news report that will lead to big savings
http://www.wsj.com/articles/gap-plans-to-close-stores-cut-jobs-1434399781
Gap stores plan to close . That means liquidation & blow out prices on clothes . Yess
Monday, June 15, 2015
Start your week out on task for the remaining 7 days .
Every week I sit down and write on my notebook what I need to do every day of the week . Either pay bills , run errands , take care if my mothers needs, what am I going to eat, goals for the week , etc . This always lets me stay organized . I know what to expect & how much to budget for the entire week until pay day .
I try to keep on track as much as I can. Sometimes its chaotic & I have to re evaluate my budget or agenda for the week. My thoughts are always swamped with schedules, bills and what I would like to do . If you are anything like me, make that list and stay on track. Life gets busy . Its easier to make a plan.
I try to keep on track as much as I can. Sometimes its chaotic & I have to re evaluate my budget or agenda for the week. My thoughts are always swamped with schedules, bills and what I would like to do . If you are anything like me, make that list and stay on track. Life gets busy . Its easier to make a plan.
Friday, June 12, 2015
Home improvement at rock bottom prices
I found this patio chair on clearance at Williston Liquidation center . Near my area. Find them on FB @ Williston liquidation center.
Summer date night without damaging your wallet
Music & wine . Better yet free . Who can beat that?#shelburnevineyard
Wedding season is upon us . How I found a dress for under $30
I found this online on Polyvore . It's from Choies. choies.com
Raving about '90s throw backs at Bath & body works .
. 
I bought this full size lotion for only $3.50. And I have a coupon to use on the next trip. bathandbodyworks.com
Everyone likes a semi-annual sale
I bought this at VS semi-annual for $15. 50% off trial size . Since I have lots of perfume this will last me awhile . 
Reap the benefits of sticking to a frugal life style
I want to share how I live as a single woman living on a budget. I saved for 2 and a half years by pinching pennies, using coupons, not going out to do fun things, eating big casseroles or pasta for the week in order to buy a house on my own. I studied ... went to a home owner class , asked questions , and went online. I dropped the price of my home and asked if the sellers would contribute $2,500 towards closing. The bid was accepted . I had saved $10,000 to bring to closing. I had money left over , so I paid for 2 mortgage payments & fuel.
Now I'm 6 months in and still apply everything I've learned to my daily life. Except now I do go and find fun things to do. I make a budget on my calendar. And stick to it.
Now I'm 6 months in and still apply everything I've learned to my daily life. Except now I do go and find fun things to do. I make a budget on my calendar. And stick to it.
Sunday, June 7, 2015
Summer bikini body for free? Yes please
My insurance company will reimburse me for a qualified gym membership . Call your insurance company to see if you are qualified . And then look great in anything this summer. 
Wednesday, June 3, 2015
ebay.com
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